A survey by Ipsos found that the American public is still somewhat confused about what is actually necessary to qualify for a home mortgage loan in today’s housing market. The study pointed out two major misconceptions that we want to address today. 

1. Down Payment

The survey revealed that consumers overestimate the down payment funds needed to qualify for a home loan. According to the report, 36% think a 20% down payment is always required. In actuality, there are many loans written with a down payment of 3% read more

One of the biggest obstacles deterring hopeful home shoppers from buying a new home is the down payment. But it doesn’t have to be that way.

Once you’ve figured out how much of a down payment you really need, the only step left is to find out read more

I was driving on Newport Rd. the other day and completely forgot that we have a NEW 215 freeway on-ramp on the right side of the street instead of on the left! Needless to say I had to go down to the next light, turn around, and try again. With all read more

Menifee is a vibrant, new community that is creating a buzz as one of the fastest growing cities in Southern California. It is nestled in the heart of Southwest Riverside County, just 15 minutes north of Temecula Wine Country. Menifee is continuing read more